Five Million SMEs 2pc Banked — A Critical Paradox
May 23, 2026
In this article “Five Million SMEs 2pc Banked”, published in Dawn, the author Zafar Masud explores how despite generating 40%
Mr. Zafar Masud regularly contributes to local and international media on topics of banking, economics, energy and management. He is also the author of a publication titled Out of the Box and Out of the Box Volume II“ — a collection of his various newspaper op-eds, and presentations.
In this article “Five Million SMEs 2pc Banked”, published in Dawn, the author Zafar Masud explores how despite generating 40%
In this article “Pakistan Banking Industry”, the author Mr. Zafar Masud explains how privatization, Islamic banking and the transformative Raast
Leaking fountainhead, dry pond—An honest picture of one of Pakistan’s deepest puzzles: why our banks, awash with deposits, struggle to
Article by Zafar Masud in Dawn “Vietnam Moment?”, published on April 30, 2026
Pakistan’s Economic Opportunity in a Fragmenting World, an article authored by Zafar Masud published in Business Recorder on April 11,
In his Dawn article published on March 25, 2026, Zafar Masud examines the structural barriers and 10-million-unit shortfall currently hindering